A quality travel insurance policy can cover non-refundable expenses related to trip cancellation, trip interruption, delays, medical expenses, and emergency medical transportation. Concierge services and travel assistance can also be provided.
Yes, if you get the right policy. Some companies have added a special Epidemic Coverage travel insurance policy endorsement. This expands coverage to include cancellations and delays due to epidemic or COVID related illness or quarantine due to exposure.
The cost of travel insurance will vary on the non-refundable cost of the trip, trip length, age of travelers, amount of coverage desired, etc. Most people find travel insurance surprisingly affordable, and you can price your trip in less than 5 minutes.
Travel insurance for groups is available. The group travel insurance policy can usually be structure either as a single payment for the whole group or where each individual in the group can choose to elect coverage and pay for it individually. If you want to offer travel insurance to your group, we recommend discussing your plans with a licensed travel insurance agent to help you decide what's best for you and your group.
Yes! Most of our travel insurance policies offer a waiver for pre-existing conditions. However, there are a few conditions and there may be limits to the amount of medical coverage provided by the policy for a pre-existing condition. Of course things you would already have known likely (key word: "likely") to cause a claim before you bought the travel insurance policy are always excluded.
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