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What To Do After a Hurricane or Tropical Storm

There are many articles about how to prepare for a storm. This one is about what to do AFTER a hurricane or tropical storm. Before and during the storm The best outcome will always be result of having properly prepared for the storm. A great resource for preparation tips is ready.gov. Please don’t skimp on…

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Auto Insurance Buyer’s Guide

Auto insurance can be a confusing and expensive! This guide will help explain the coverages and give some tips on how to get the best value when purchasing car and truck insurance. Before I get into the good insurance stuff, a quick disclaimer: This guide speaks in general terms and every policy, vehicle, household, insurance…

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A Buyers Guide To Homeowners Insurance - Image of toy wood house on green grass with Safford Insurance Logo - Home Insurance Theme - Safford Insurance LLC - Franklin MA 02038

Homeowners Insurance Buyers Guide

Homeowners insurance can be a little confusing but it’s also important. For most Americans, their home is their greatest asset and homeowners insurance protects it. This guide will help explain some of the coverages and is a helpful tool for navigating your homeowners insurance purchase. Before I get into the good insurance stuff, a quick…

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How to Set Up Your Home to Be a Rental Property

It’s not very often I post guest blogs on the Safford Insurance website . . . but when Dylan LeCompte, the author of this article, showed me what he’d written, I thought it was more than worth sharing. As always, the below information is general in nature and we always recommend consulting with an appropriate…

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What You Need to Know About Insurance for Photographers

Photographers face unique challenges that can lead to increased risk of having their equipment damaged or being sued. Just like any business, a photographer should probably protect themselves and their business from accidental loss and lawsuit. Similar to spending a little extra to get that better camera bag or hardcase to protect your equipment, buying…

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A Guide to Massachusetts Short-Term Rental Insurance

If you rent out a Massachusetts property on a short-term rental basis, things have changed. New insurance laws apply to Massachusetts homeowners that rent out their home on a temporary basis. These laws may require you to change your homeowners insurance. Read on for what’s changing, how it affects you and your Massachusetts property, and…

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Dog Liability Insurance – What You Need to Know

You love your pup and know he or she would ever hurt anyone. But if you own one of several breeds targeted by insurance companies, you may have troubled getting dog liability insurance coverage (sometimes called dog bite insurance or dog bite liability insurance). In fact, you may have a hard time finding even renter’s…

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Mass Auto ID Cards – What You Need to Know to Travel

I’m going to tell you something your current Mass auto insurance agent probably hasn’t. Ready? Here it is . . . You should carry an auto insurance ID card with you. Let me explain: An auto insurance ID card is simply a piece of paper that lists your basic insurance information. And most states require…

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8 Times You Need To Look At Your Insurance

There are times in our lives when we need to look at our insurance in depth. Yeah . . . I know, it’s probably not what you want to do on a nice day, or when your busy, or well . . . pretty much ever. BUT working with an independent agent (like me) can…

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What happens when a tree damages my car in MA?

Bethany of Franklin, MA asked, “If something happens to your car in your yard, such as a fallen tree branch, who covers the repair? Homeowners insurance or your car insurance.” My answer is: Your car insurance, if you have the right coverage. In general, if the damage occurs to your car, your car insurance covers…

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