Does Life Insurance Cover Epidemic or Pandemic Death?

I've received some calls lately asking if life insurance will cover epidemics and pandemics, so I put together a quick video to answer that question.

So . . . does life insurance cover pandemic and epidemic death?

Almost always yes. Life insurance policies will usually cover deaths due to illness, including pandemic and epidemic viruses like caronavirus and COVID-19. That said, do check your policy for any nasty surprise exclusions.

Questions about life insurance (or pretty much any kind of insurance)? Give us a call at 774-847-1106 or use the handy form below to send us your questions.

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Lastly, an important disclaimer: This information is general in nature and intended to be educational. Nothing in this should be considered an offer or provision of coverage. Every insurance company, situation, person, and animal is unique and pricing and coverage will vary. Depending on the situation, in some cases coverage may simply not be available. At the time of this posting, Safford Insurance, LLC services the states of MA, RI, and TN.

About Greg Safford

Bringing over 15 years of insurance experience, Greg is client focused and passionate about helping individuals and businesses understand their insurance options so they are prepared for the unexpected. With so many options, Greg is dedicated to helping clients make educated decisions about protecting their assets. When not working with customers, Greg can be found hiking, fishing, or spending time with family.